NEOINVEST ACADEMY
Money, explained properly.
Free financial education for everyone — no jargon, no sales pitch, no product being quietly sold to you. Written by the team building NeoInvest, updated for the 2026/27 tax year.
Free modules & live events
The Academy runs free workshops and online modules for students, young professionals, women and under-represented groups — the people the advice industry has priced out.
LAUNCHING ALONGSIDE THE APP · LONDON & ONLINE
LATEST ARTICLES
Guides & explainers
Moneyhub's consumer app has closed: what it means — and what to look for next
An orderly ending, and the exporting habit worth keeping from it.
Capital gains tax in 2026/27, explained without jargon
Allowances, rates and the timing rules that catch people out.
The £12,000 cash ISA cap from April 2027: what changes and what it means
What the cap is, who it affects, and what 2026/27 means.
ISA vs GIA: what the tax difference actually costs you
Two account types, one very different tax bill.
Why £610bn of UK savings is sitting in cash
The FCA’s own data, and why the usual explanation is wrong.
The £20,000 ISA allowance: how it works, and what actually counts
What uses the allowance up, what doesn’t, and what changes in 2027.
SIPP and ISA: how the two wrappers differ
Tax relief now versus tax-free access later.
The £3,000 CGT exemption and how it resets each tax year
Why timing around 5 April decides the bill.
'Bed and ISA' explained: moving investments without the tax sting
How it works, what it costs, and when it is worth doing.
Platform and fund fees: reading the small print that eats returns
Four charges, and what they compound to over ten years.
Is Open Banking safe? What read-only access really means
Who can see what, and what read-only does not permit.
Educational content only. Nothing on this page is a personal recommendation or investment advice.
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