Moneyhub's consumer app has closed: what it means — and what to look for next

Moneyhub's consumer app reached its end in an orderly way: dated, documented and communicated. That makes the closure worth reading not as news about one product, but as a short course in what to expect from any service that holds your financial records.

What happened

Moneyhub sunsetted its consumer app on 31 July 2026. The company's help centre put it without ambiguity: the app is "officially sunsetted and no longer available from the 31st of July".

Users were given a choice ahead of that date: migrate to a successor service, or log in, download a CSV of their transactional data and close the account. For accounts where no action was taken, the guidance is equally plain: "all remaining accounts and associated data will be automatically deleted in full accordance with GDPR rules."

None of this is a criticism, and Moneyhub itself continues — "as we pivot our focus toward supporting enterprise businesses", in its own words. Products end. The question for the rest of us is what to keep from the ending.

The migration option

For users who wanted continuity, Moneyhub partnered with WPS Advisory: accounts could be migrated to the WPS LifeStage app by logging in and following a prompt on the dashboard, with active subscriptions keeping their end date. If you made that move, your history travelled with you. Whether that service suits you is a judgement this article will not make for anyone — it is a choice between products, and our subject here is the general lesson, not the destination.

The habit worth keeping

The uncomfortable part of a closure like this is not that a product reached its end. It is that everything depended on noticing a deadline. Financial records are unusual among the things an app holds: a decade of transactions cannot be reconstructed from memory, and once an account is closed, its records are no longer yours to fetch. Deleted really does mean deleted — that is precisely what the GDPR wording is for.

So the habit: export your records on a schedule, not only when a shutdown notice arrives. A quarterly reminder does it. And test the exit before you need it — the moment to learn whether a tool lets you take your data out is while you can still log in.

Why CSV is the format that travels

It is telling that Moneyhub's own parting instruction came down to a single format: "you can download a CSV of your transactional data for your personal records." A CSV is plain text. It opens in any spreadsheet, needs no account and no app to read, and plain text does not expire. When you look at whatever comes next, make the first question about the exit rather than the entrance: can I get everything out, in an open format, on any day I choose?

What to look for next

An aggregator's promise is a complete picture. Two questions sort the field quickly. Does it show every account in one place — the ISA, the SIPP, the general account, the odd legacy holding — rather than one provider's slice? And does it tell you what that picture means in UK terms: allowances, tax position, what the setup costs you? A list of balances is a start. Meaning is the point.

Where we stand

NeoInvest is building independent investment analytics for UK investors: every holding in one place, with UK tax context around it. In this phase you add holdings yourself — manually, by CSV or from a broker statement — with no bank credentials involved, read-only by design. It is in development and launching in stages; we sell nothing, take no commissions, and our only planned revenue is a subscription.

Sources

• Moneyhub — Moneyhub App Closure and Your Account Options, help centre, accessed 7 August 2026.
• Moneyhub — Continuing service of the Moneyhub app, press release, accessed 7 August 2026.

Last reviewed: 7 August 2026 · Figures reflect the 2026/27 UK tax year.

This article is general educational information about UK tax and investing rules. It is not personal advice or a recommendation, and it does not take account of your circumstances. Tax treatment depends on individual circumstances and may change. Figures reflect our understanding of the rules for the 2026/27 tax year at the date of publication. If you are unsure, consider speaking to an adviser authorised by the FCA.