Questions, answered straight

01

What Neo-Invest.AI is

Is Neo-Invest.AI financial advice?

No. We provide analytics, tools and education. We never make personal recommendations, and if a decision needs a regulated adviser, we say so.

Are you authorised or regulated by the FCA?

No. Neo-Invest.AI Ltd is not authorised or regulated by the Financial Conduct Authority, and the product is in development, so no regulated services are currently offered. We do not hold client money, execute trades or manage portfolios.

Do you predict what markets will do?

No. Nobody can, and anyone who says otherwise is selling something. Our models show a range of possible outcomes based on historical data — a distribution, not a prediction — and we always show the downside alongside the upside.

Who is it for?

People who make their own investment decisions and want to see their whole position clearly, including what UK tax is doing to it. You do not need to be an experienced investor; the Academy exists for exactly that reason.

02

What it does

What can I track?

Shares listed in the UK, US and Europe, plus ETFs, funds, FX and precious metals. We do not cover cryptoassets.

What does “UK tax intelligence” actually mean?

We track how much of your ISA and SIPP allowance you have used, show what capital gains tax a disposal would mean before you make it, and keep tax-year deadlines in front of you. General rules, applied to the numbers you give us — never a recommendation to act.

Do you need my bank login?

No. In this phase you add your holdings yourself, manually or by importing a file. Automatic account connections through FCA-regulated Open Banking arrive in a later phase, and they will be read-only: we will be able to see balances and holdings, never move money.

Will there be a mobile app?

Yes. The product is being built for iOS and Android alongside the web, and waitlist members get early access in stages.

03

How it works as a business

How will Neo-Invest.AI make money?

A subscription. That's it. No commissions, no product placement, no referral fees, no selling your data. Independence isn't a feature — it's the business model.

What will it cost?

Pricing will be confirmed before launch. There will be a free tier with the Academy and basic tracking, and paid tiers for deeper tax and scenario analysis. Waitlist members will hear the details first.

Do you work with banks, platforms or advisers?

That is planned for a later phase: providing our analytics to regulated firms through an API or white-label arrangement. Nothing about that changes the consumer product — we still sell no financial products.

04

Your data

Is my data safe?

Your data is stored on servers in the United Kingdom and encrypted in transit. We ask for no bank logins or passwords. Our analytics run on our own servers without cookies, and this site loads no third-party trackers.

Can I get my data out, or delete it?

Yes, at any time and on any plan. You can export everything you have entered, and you can delete your account from within the product.

Who can I complain to?

Email hello@neo-invest.ai with “Data protection complaint” in the subject line. We acknowledge within 30 days and tell you the outcome. You can also complain to the Information Commissioner's Office at ico.org.uk.

05

When

When can I use it?

We are in active development in London. Early access opens in stages to the waitlist — join and you will hear from us first.

This page is general information about Neo-Invest.AI and about UK investing rules. It is not personal advice or a recommendation, and it does not take account of your circumstances. Tax treatment depends on individual circumstances and may change. Neo-Invest.AI Ltd is not authorised or regulated by the Financial Conduct Authority. If you are unsure, consider speaking to an adviser authorised by the FCA.